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Most of these questions are useful regardless of whether you want a financial adviser to provide a one-off piece of advice or to work with you over the long-term to achieve your financial goals.
The debt position was strengthened during the first half. Unite raised Â£405m in the credit markets for a 10-year bond with an interest charge of 3.4pc. This reduced the average cost of debt and increased the average debt maturity date for the group from four years to around five years. The loan to value level was also down to 48pc, from 52pc at the same stage last year.
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Yet most financial advisers and institutional investors interviewed by Reuters on Monday are telling clients to hang tight – for now. Only a minority are putting clients on red alert and jumping into cash or other safe-haven assets.
alternative for nexium over the counter But that was then. Now, according to author Galili, things are changing dramatically. “Israelis are becoming more religious. The Zionist dream was to create an Israeli identity — of which being a religious Jew was a part.”